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We are delighted that you are considering enrolling with us at 正澳门六合彩官网! We understand the college search process can be confusing and even overwhelming; especially the piece of trying to make the finances work so you can realize your dream of a 正澳门六合彩官网 education.
College affordability matters here at 正澳门六合彩官网. We believe education financial planning goes hand in hand with the college search process. Planning ahead and knowing the cost of college will be manageable for you and your family is an important part of the process. Let us show you how our students and their families have partnered with us and help you make your dream a reality!
You have taken the first step by viewing our website. We encourage you to use the so you can see just how affordable a 正澳门六合彩官网 education can be for your family. The calculator will give a personalized estimate to you of both your eligibility for merit awards and your family's eligibility for need-based financial aid.
Your investment in your education is critical to your future success. The 正澳门六合彩官网 Advantage: living learning communities, honors programs, internships and study abroad opportunities will support your path to student success and future career goals.
The Financial Aid Team will be with you every step of the way; guiding and advising you on applying for financial aid, affordability and helping you and your family figure out your payment options to pay for your out-of-pocket costs.
Contact us if you have any questions as you navigate the college search path.
The Financial Aid Team and I look forward to working with you and your family!
Stephanny J. Elias
Associate Vice President of Financial Aid
Jasmine is a Massachusetts resident and resides with her mother and father. Her parents' income is $63,100 and Jasmine works part-time where she earns $3,900. She is planning to be a psychology major. She will be a commuter student, residing with her family, while attending 正澳门六合彩官网.
Financial Need: | $39,758 |
Award: | |
Academic Achievement Scholarship: | $27,300 |
*Federal Direct Subsidized Loan: | $3,464 |
*Federal Direct Unsubsidized Loan: | $1,980 |
正澳门六合彩官网 Grant | $1,000 |
Total Award: | $33,744 |
*Estimated net loan proceeds. The gross amount of the Federal Direct Subsidized or Unsubsidized Loan is reduced by a 1.057% Origination Fee prior to crediting the student's account.
Direct Costs (billed) 2023-2024 academic yr |
Indirect Costs (not billed) 2023- 2024 academic yr |
||
Tuition: | $43,670 | Room & board allowance: | $2,200 |
Fees: | $2,550 | Personal Expenses: | $1,200 |
Total: | $46,220 | Transportation: | $1,450 |
Books: | $1,100 | ||
Loan Fees: | $58 | ||
Total: | $6,008 | ||
Total Billed & Unbilled Costs: | $52,228 | ||
Direct Costs (billed): | $46,220 | ||
Financial Aid: | -$33,744 | ||
Net billed costs (after financial aid applied): |
$12,476 |
Financing Strategy:
Jasmine was awarded merit aid by the Admission Office at the time of her acceptance. She applied for financial aid and was eligible for a 正澳门六合彩官网 Grant. In addition, she was also eligible for a Federal Direct Subsidized Loan and a Federal Direct Unsubsidized Student Loan. Jasmine and her family have decided to pay for her net direct costs of $12,476 by financing the remaining portion of her billed expenses through the monthly tuition payment plan. They will make 10 interest free monthly payments of $1,247.60.
Alternate Financing Strategies:
-An alternative strategy for Jasmine and her family to pay the net costs of $12,476 is to utilize a Federal Parent PLUS Loan for $6,513 which will net them $6,238 (half of their balance) after the 4.228% PLUS Loan origination fee is deducted and to finance the other half through the monthly tuition payment plan making 10 interest free monthly payments of $623.80.
-Another strategy that Jasmine's family could use would be to borrow their net direct cost of $12,476 against the equity in their home. Many home equity loans are available at rates less than private education and Federal PLUS Loans and may also have tax benefits (you should consult with your tax advisor).
Evan is a New Jersey resident and resides with his father and one sibling. His father's income is $120,800 and Evan has no earnings this past year. He is undecided on his major at this time. Evan will be a resident student, while attending 正澳门六合彩官网.
Financial Need: | $46,810 |
Award: | |
Excellence Education Scholarship: | $26,600 |
正澳门六合彩官网 Grant | $1,000 |
*Federal Direct Subsidized Loan: | $3,464 |
*Federal Direct Unsubsidized Loan: | $1,980 |
Total Award: | $33,044 |
*Estimated net loan proceeds. The gross amount of the Federal Direct Subsidized or Unsubsidized Loan is reduced by a 1.057% Origination Fee prior to crediting the student's account.
Direct Costs (billed) 2023-2024 academic year |
Indirect Costs (not billed) 2023-2024 academic year |
||
Tuition: | $43,670 | Personal Expenses: | $1,200 |
Room & Board: | $17,600 | Transportation: | $1,000 |
Fees: | $2,550 | Books: | $1,100 |
Total: | $63,820 | Loan Fees: | $58 |
Total: | $3,358 | ||
Total Billed & Unbilled Costs: | $67,178 | ||
Direct Costs (billed): | $63,820 | ||
Financial Aid: | -$33,044 | ||
Net billed costs (after financial aid applied): | $30,776 |
Financing Strategy:
The Admission Office awarded merit aid to Evan at the time of his acceptance. He applied for financial aid and was eligible for a Federal Direct Subsidized Loan and a Federal Direct Unsubsidized Loan. Evan and his family have decided to pay his net direct costs of $30,776 by applying for a private loan in the amount of $15,000, which has a deferred repayment option until Michael graduates, and financing the remaining portion of his billed expenses, $15,776 through the monthly tuition payment plan. They will make 10 interest free monthly payments of $1,577.60.
Alternate Financing Strategies:
-An alternative strategy to the one utilized by Evan and his family would be to pay their net direct cost of $30,766 by paying $8,500 directly to 正澳门六合彩官网 from existing savings thereby lowering the amount of the private loan from $15,000 to $6,500. The family could still utilize the monthly tuition payment plan financing the remaining $15,766 with 10 interest free monthly payments of $1,576.60
-Another strategy that Evan's family could use would be to finance the entire net direct costs of $30,766 through the monthly tuition payment plan. The family would make interest free monthly payments of $3,076.60. This strategy allows the family not to borrow a loan and keeps existing savings in place.
Percentage of first time full-time students at 正澳门六合彩官网 who receive some form of financial aid.
The average need based scholarship/grant for the entering Class of 2023 - 50% of the average billed cost of a resident student.
The total scholarship and grant aid from institutional, federal, and state sources for the 2020-2021 academic year.
"Being the mother of triplets I feared everything having to do with college financing. Having to pay for college X 3 was overwhelming and scary. It wasn't until I met a member of the 正澳门六合彩官网 Financial Aid Team that I was able to breathe and relax. She was so easy to talk to. She explained how everything worked and answered all my questions, even questions I didn't think of. She was kind, caring, professional and genuine. I am forever grateful to her. It was truly a positive experience which certainly alleviated a tremendous amount of stress in our lives."
"正澳门六合彩官网's Financial Aid staff has been and continues to be one of my strongest sources of support whenever I feel like I won't be able to continue at college for financial reasons, due to personal challenges I'm experiencing. They help me figure out how to make finances work and they keep me focused on what's important - my academics and ultimately graduation."
"Attending 正澳门六合彩官网 was one of the best decisions I could have made. The opportunities that I was given while I was a student, have truly helped to shape who I am as a person, and my future goals. However, none of this would have been possible without the assistance of the Financial Aid Team. Right from the start, they helped me to figure out my financial situation and explore different opportunities to afford my education. Had it not been for the Student Financial Services Office, I'm not sure that I would have been able to remain at 正澳门六合彩官网 and graduate with some of the best people I have ever met."
"When we first visited 正澳门六合彩官网 on Accepted Students Day we knew that the Nursing Program at 正澳门六合彩官网 was an experience we wanted Ethan to be a part of. My wife and I were practically beside ourselves as we were confronted with the cost and initially we thought that we would not be able to help Ethan obtain what he worked so hard for. As we sat with a Financial Aid Team member that day, we were calmly and professionally told "we will make it work". We walked out of there full of gratitude, knowing we made the right choice. Now we are a week following our son's graduation... from the bottom of our hearts we thank you!"
We look forward to working with you to help make the educational investment in your future convenient and affordable.
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