正澳门六合彩官网

正澳门六合彩官网 recognizes the significant contribution that our employees make to the College, and we have worked hard to ensure that our benefit offerings remain generous.  The following is an outline of Benefit Plans offered to all benefit eligible, full-time Faculty and Senior Lecturers, at 正澳门六合彩官网. The plan documents are the ultimate determinant of benefits.

Group Life Insurance

正澳门六合彩官网 provides coverage in the amount of two times annual base salary rounded to the next $1,000 to a maximum of $300,000 at no cost. The College also provides Accidental Death and Dismemberment at no cost. Employees also have the option of purchasing additional life insurance for themselves, their spouses and dependents.

Long Term Disability

Provides disability income (70% of your monthly basic earnings to a maximum of $7,500 of scheduled monthly benefits) after 90 days of continuous disability. The College provides LTD insurance at no cost.

Health Insurance

Medical insurance is covered by Mass General Brigham Health Plan. The choice of medical plans within the Mass General Brigham Health Plan network are:

Complete HMO with Care Complement

Complete PPO Plus with Care Complement

The College provides individual and family health insurance coverage plans with a cost shared by the employee and the College. The deductible is $2,000 per plan year for individual plans and $4,000 for family plans.

Health Reimbursement Account (HRA)

An HRA is an account funded by 正澳门六合彩官网 that helps pay in-network deductible expenses. 正澳门六合彩官网’s reimbursement will not begin until after employees reach the first 50 percent toward the deductible which is $1,000 for individual plans or $2,000 for family plans.

Dental Insurance

正澳门六合彩官网 offers two dental plans to employees through Delta Dental of Massachusetts:

Delta Dental Low Plan ($1,500 calendar year maximum)

Delta Dental High Plan ($2,500 calendar year maximum)

Both plans cover preventive services at 100%, basic services at 100% after the annual deductible and most major services at 50%.  The College provides individual, and family dental insurance coverage plans with a cost shared by the employee and the College.

Flexible Spending Account

Flexible Spending Account (FSA) is a plan that allows employees to contribute up to the maximum allowable amount set by the IRs from their salary, pre-taxed, into an account from which you can pay for eligible out of pocket medical, dental, and vision expenses, prescriptions and select OTC products.

Dependent Care Assistance Plan

This account allows employees to reduce taxable salary to pay for dependent care expenses. The annual salary can be reduced by a maximum of $5,000 for qualifying dependent care expenses, such as preschool, summer day camp, before or after school programs, and child or adult daycare.

Voluntary Vision Insurance

EyeMed offers voluntary vision coverage, giving employees access to a robust national network that includes both retail vision chains and local, independent providers. This coverage includes comprehensive benefits for routine eye exams, prescription eyewear, and contact lenses, along with additional discounts on LASIK procedures and eyewear purchases beyond the covered benefits.

Voluntary Accident Insurance

Accident Insurance is a supplemental insurance designed to provide financial support in the event of a non-work-related accidental injury. It helps cover costs arising from accidents, which are often not fully covered by regular health insurance. This supplemental coverage ensures that individuals and families can more effectively manage the financial impact of unexpected accidents.

Pet Insurance

Pet Insurance provides a safety net for pet owners, ensuring they can afford the necessary medical care for their pets without undue financial hardship. 正澳门六合彩官网 offers Pet Insurance to all employees through the ASPCA. This coverage helps maintain the health and well-being of pets by making veterinary care more accessible and affordable.

Employee Assistance Program

AllOne Health is a free and confidential employee assistance program centered on helping employees work through life challenges that may affect job performance, health, and well-being. This program provides essential support 24 hours a day, 7 days a week, 365 days a year.

Defined Contribution 403B Retirement Plan

Voluntary contributions can be made by employees on a tax-deferred basis electing the investment options offered under Voya Financial Services upon date of hire.  The College will match the eligible employee's contribution on up to the first 6% of their base salary upon completion of 1 year of service, or immediately with verification that 1 year of service and prior 403b eligibility has been met at another institution immediately prior to beginning at 正澳门六合彩官网.  An eligible employee's deferral of 1.0% to 6.0% will be matched with a 200% match from the College (yielding a maximum match of 12%).  Employee contributions of more than 6% are allowed, but the College match will only apply to the first 6% of an employee’s contribution.

Educational Benefits

Full-time faculty and Senior Lecturers may enroll in all undergraduate and graduate 正澳门六合彩官网 courses on a tuition free, space available basis.  Spouses, domestic partners, dependent children and independent children up to the age of 27 of Full-time faculty and Senior Lecturers who have three years of service may enroll in all 正澳门六合彩官网 undergraduate and graduate courses on a tuition-free, space available basis.

Tuition Exchange and the Council of Independent Colleges

The College participates in the Tuition Exchange and CIC/Tuition Exchange programs for undergraduate education of dependent children. These are a reciprocal scholarship program which can significantly lower higher education costs. Full-time Faculty and Senior Lecturers are eligible to participate in this program after three years of service. Neither program is a guaranteed benefit; final award decisions are made by the import institution (where the student is seeking a scholarship).

正澳门六合彩官网 recognizes the significant contribution that our employees make to the College, and we have worked hard to ensure that our benefit offerings remain generous.  The following is an outline of benefit plans offered to all full-time administrators and staff employees at 正澳门六合彩官网. Please check with the Human Resources Department for information concerning any of the benefits noted. The plan documents are the ultimate determinant of benefits.

Group Life Insurance

正澳门六合彩官网 provides coverage in the amount of two times annual base salary rounded to the next $1,000 to a maximum of $300,000 at no cost. The College also provides AD&D coverage at no cost. Employees also have the option of purchasing additional life insurance for themselves, their spouses and dependents.

Long Term Disability

Provides disability income (70% of your monthly basic earnings to a maximum of $7,500 of scheduled monthly benefits) after 90 days of continuous disability. The College provides at no cost.

Health Insurance

Medical insurance is covered by Mass General Brigham Health Plan. The choice of medical plans within the Mass General Brigham Health Plan network are:

Complete HMO with Care Complement

Complete PPO Plus with Care Complement

The College provides individual and family health insurance coverage plans with a cost shared by the employee and the College. The deductible is $2,000 per plan year for individual plans and $4,000 for family plans.

Health Reimbursement Account (HRA)

An HRA is an account funded by 正澳门六合彩官网 that helps pay in-network deductible expenses. 正澳门六合彩官网’s reimbursement will not begin until after employees reach the first 50 percent toward the deductible which is $1,000 for individual plans or $2,000 for family plans.

Flexible Spending Account

Flexible Spending Account (FSA) is a plan that allows employees to contribute up to the maximum allowable amount set by the IRs from their salary, pre-taxed, into an account from which you can pay for eligible out of pocket medical, dental, and vision expenses, prescriptions and select OTC products.

Dependent Care Assistance Plan

This account allows employees to reduce taxable salary to pay for dependent care expenses. The annual salary can be reduced by a maximum of $5,000 for qualifying dependent care expenses, such as preschool, summer day camp, before or after school programs, and child or adult daycare.

Voluntary Vision Insurance

EyeMed offers voluntary vision coverage, giving employees access to a robust national network that includes both retail vision chains and local, independent providers. This coverage includes comprehensive benefits for routine eye exams, prescription eyewear, and contact lenses, along with additional discounts on LASIK procedures and eyewear purchases beyond the covered benefits.

Voluntary Accident Insurance

Accident Insurance is a supplemental insurance designed to provide financial support in the event of a non-work-related accidental injury. It helps cover costs arising from accidents, which are often not fully covered by regular health insurance. This supplemental coverage ensures that individuals and families can more effectively manage the financial impact of unexpected accidents.

Pet Insurance

Pet Insurance provides a safety net for pet owners, ensuring they can afford the necessary medical care for their pets without undue financial hardship. 正澳门六合彩官网 offers Pet Insurance to all employees through the ASPCA. This coverage helps maintain the health and well-being of pets by making veterinary care more accessible and affordable.

Employee Assistance Program

AllOne Health is a free and confidential employee assistance program centered on helping employees work through life challenges that may affect job performance, health, and well-being. This program provides essential support 24 hours a day, 7 days a week, 365 days a year.

Defined Contribution 403B Retirement Plan

Voluntary contributions can be made by employees on a tax-deferred basis electing the investment options offered under Voya Financial Services upon date of hire.  The College will match the eligible employee's contribution on up to the first 3.5% of their base salary upon completion of 1 year of service, or immediately with verification that 1 year of service and prior 403b eligibility has been met at another institution immediately prior to beginning at 正澳门六合彩官网.  An eligible employee's deferral of 1.0% to 3.5% will be matched with a 200% match from the College (yielding a maximum match of 7%).  Employee contributions of more than 3.5% are allowed, but the College match will only apply to the first 3.5% of an employee’s contribution.

Educational Benefits

After one year of employment, full-time employees may enroll in all 正澳门六合彩官网 undergraduate and graduate courses on a tuition-free, space available basis. After three years of employment, spouses and dependent children up to age 27 are eligible for the same.

Tuition Exchange and the Council of Independent Colleges

The College participates in the Tuition Exchange and CIC/Tuition Exchange programs for undergraduate education of dependent children. These are a reciprocal scholarship program which can significantly lower higher education costs. Full-time Staff employees are eligible to participate in this program after three years of service. Neither of these programs are a guaranteed benefit; final award decisions are made by the import institution (where the student is seeking a scholarship).